Privacy Policy

Overview

AsaasIQ (“we”, “us”) is a static, informational website. This policy explains what information we collect and how it is used.

No account system

AsaasIQ does not require registration or accounts to use any article or calculator. We do not operate a login system, database of user profiles, or authentication of any kind.

Calculators run in your browser

All financial calculators on AsaasIQ run entirely client-side, in your browser. The numbers you enter into a calculator (such as investment amounts or return assumptions) are not sent to, stored on, or processed by any AsaasIQ server. Calculator inputs may appear in the page URL to make results shareable, but this data is not collected or logged by us.

Newsletter registration

If you choose to submit your email address to join our newsletter list, that submission is handled by a third-party form service. We only collect the email address you voluntarily provide, along with your explicit consent, for the purpose of sending occasional updates about AsaasIQ. You can unsubscribe at any time via the link provided in any email we send, or by contacting us directly.

Analytics

We may use privacy-conscious web analytics (such as Cloudflare Web Analytics) to understand aggregate site usage, such as page views and general traffic patterns. This does not use tracking cookies and does not build individual user profiles.

Google AdSense

AsaasIQ uses, or intends to use, Google AdSense to display advertising on the site. AdSense is operated by Google, which acts as a third-party vendor and may work with other advertising partners to serve ads. This section explains what that involves. If ads are not yet live on a given page, this disclosure describes the practice that will apply once they are enabled.

Advertising cookies and web beacons

Google and its advertising partners may use cookies, similar technologies (such as local storage) and web beacons to serve ads based on a visitor's prior visits to AsaasIQ and other websites. These technologies allow Google and its partners to serve ads based on someone's visit to this and/or other sites on the internet, and to measure how those ads perform. AsaasIQ does not control these cookies directly and does not receive the underlying browsing data Google collects for ad personalization.

Personalized and non-personalized advertising

Depending on a visitor's location and consent choices, AsaasIQ may serve either personalized ads (based on interests inferred from browsing activity) or non-personalized ads (based on limited contextual information, such as the content of the current page and coarse location, without relying on prior browsing history). Where required, a consent mechanism will ask for permission before personalized advertising is enabled.

Information Google and advertising partners may collect

When ads are served, Google and its advertising partners may collect information such as IP address, device and browser type, approximate location, pages visited on AsaasIQ, and interactions with ads. This data is collected and processed by Google and its partners under their own privacy policies, not by AsaasIQ directly.

How visitors can manage or withdraw consent

Visitors can control or opt out of personalized advertising in several ways: through Google Ads Settings, through www.aboutads.info for participating vendors generally, through browser-level settings that block or clear cookies, and, where a consent banner is shown on this site, by adjusting or withdrawing consent through that banner at any time.

Google's advertising and privacy policies

For more detail on how Google collects and uses data when you use AsaasIQ or other sites that use Google's advertising products, see How Google uses information from sites or apps that use our services.

Other cookies

Outside of advertising, any cookies AsaasIQ sets directly are limited to essential website functionality, if applicable. We do not use cookies to build individual user profiles for our own purposes.

Third-party links

Our articles link to external, authoritative sources (such as PSX, SECP, MUFAP, SBP and FBR) for verification purposes. We are not responsible for the privacy practices of external websites you visit via these links.

Changes to this policy

We may update this privacy policy from time to time. Material changes will be reflected by updating the “Last updated” date at the top of this page.

Contact

Questions about this policy can be sent to admin@asaasiq.com.