Abdul Wahab

What I am — and what I am not

I am a software engineer, not a financial professional. I hold no licence, registration or professional qualification in financial advice, investment management, accountancy, tax or Shariah scholarship, in Pakistan or anywhere else.

Nothing on AsaasIQ is personalised financial, investment, tax, legal or religious advice, and I am not authorised to provide it. Everything here is general educational material. For a decision that affects your own money, speak to someone appropriately licensed and regulated for your situation.

Background

I work as a Software Engineer II at Dubizzle Labs in Lahore, where I build production mobile applications — currently on Profolio, a real estate lead-management platform used by agencies across the UAE, Saudi Arabia and Egypt. Before that I was at Kodesinc, working across cross-platform apps in real estate, mobility and healthcare, and I spent a semester as a teaching assistant for Data Structures and Algorithms at PUCIT in Lahore.

That background is the honest reason AsaasIQ exists and the honest limit on what it offers. I am comfortable building software, reading primary documents carefully and checking arithmetic. I am not in a position to tell you what to buy.

Why I built AsaasIQ

When I started trying to understand investing in Pakistan, the available material was mostly either promotional — written by someone with a product to sell — or written for a different market entirely, with local terms swapped in. Basic questions took far longer to answer than they should have: what a Sahulat account actually is, how PSX charges are calculated, what a REIT unit represents, whether a fund is genuinely Shariah-screened.

AsaasIQ is my attempt to write the resource I wanted: plain explanations, every factual claim linked to a primary source, and free calculators that run entirely in your browser so no one has to hand over financial details to use them.

How articles get researched and checked

Factual claims are checked against primary sources — PSX, SECP, SBP, MUFAP and FBR for Pakistan-specific material, and the relevant national authority for anything else, such as HMRC for UK tax or the CFPB for US consumer-finance references. Where a claim cannot be verified against a reliable source, it is either omitted or explicitly marked as uncertain rather than presented as fact.

Market figures, tax rates and scheme counts are date-stamped in the text, because they go stale. Articles are reviewed periodically and carry a last-reviewed date. The full process, including how corrections are handled and where AI assistance is used, is set out in the editorial policy and the methodology page.

Corrections

If something here is wrong — a broken link, an outdated rate, a miscalculation, or a claim that overstates what a source actually says — I want to know. Email corrections@asaasiq.com and I will review it and update the article and its last-reviewed date if a change is needed.